Get the Equipment You Need with The Leasing Terms You Deserve.

Shrewd business owners know that leasing equipment is more advantageous than purchasing equipment. Leasing equipment allows a company to obtain the assets it needs to perform at competitive levels without tying up capital.

At Tarpon River Business Services, we know that having the right equipment is essential to improving efficiency and increasing sales. We can finance virtually any type of business-related equipment from computers and copy machines to treadmills, medical equipment and yellow iron.

We offer a number of Lease financing solutions, including: Sale and Lease Back, Startup Leases and a Second Chance Program for those with B, C and D Credits that can help you rebuild both your company and your credit.

Leasing allows you to generate cash flow while you pay for the equipment. In addition, leasing can offer the following advantages:

•  Easier and faster process: Avoid onerous requirements and a long application process typical in traditional lending
• Preserve Credit Lines: Leaving your bank line available for other needs and emergencies
• Off Balance Sheet Financing: Leasing can show as an expense and therefore does not appear on your balance sheet
• Tax Deductions: In 2019 under IRS section 179 you can deduct 100% of the equipment you put into service.
• Conserve Capital: Leasing does not require a big deposit and allows you to conserve capital reserves for operations, marketing and growth.
• Flexibility:  With Leasing you can choose the term from 3 to sometimes 7 years. There are numerous types of Lease end options (True, FMV, $1 buyout, etc.) to custom make a fit for all businesses

Get the equipment you need today without tying up capital. Call Tarpon River Business Services for a free, no risk, no obligation consultation today!

Get The Funds You Need! Call 954-689-2225

Loan amounts range from $50k to $5 million

SBA 7A and 504 Loans – These government backed loans offer lower down payments and longer financing terms. We offer SBA rates and our lending partners have the formal PLP (Preferred Lender Program) status with the SBA that is based on their portfolio record and the servicing these loans. This means that you will be interacting with the highest level of experience which greatly increases your chances to close efficiently and effectively.

Given the complexities with an SBA guaranteed loan, it is important that you work with a professional in order to optimize your opportunities for success. It is not unusual for our partners to secure an SBA loan for a client after an application has been rejected by other less qualified SBA lenders. Fortunately, you can avoid those delays by calling Tarpon River Business Services who can help you understand and expedite the process.

SBA loans offer limited down payments, no prepayment penalty, comparably low rates, and limited to no asset pledged.

Get The Funds You Need! Call 954-689-2225

Flexible Financing Options for Commercial Real Estate that include up to 100% financing!

Tarpon River Business Services can offer a variety of commercial real estate financing options. Whether you are looking to acquire raw land for development, purchase an existing property, build a new structure or expand your current location, we can customize any loan products to fit your unique borrowing needs.

HUD and FHA Loans: these government lending programs offer low fixed rates on fully assumable loans for commercial purposes.

Bridge and Hard Money Loans: Tarpon River Business Services can provide access to bridge loans and hard money to help your business thrive during transitional events.

Get The Funds You Need! Call 954-689-2225

ITS ALL ABOUT WORKING CAPITAL

Often companies are ready to step up their production and increase their sales, but their biggest challenge is locating the right source of financing. Without adequate financing, many companies are unable to obtain the pre-sold merchandise that they need in order to reach their sales goals. Tarpon River Business Services can structure custom financing plans for diverse production needs.

Inventory financing will allow you to pay your suppliers with months to repay the lender. Advance Interest rates are generally fixed for these types of programs and depend on a variety of factors.

Accounts receivable financing ensures prompt delivery to your customers. Helping your company experience growth without selling equity or increasing debt; all the while increasing market share. Tarpon River Business Services has these working capital programs that are convenient, flexible funding allowing companies to fulfill large orders and increase profits. Get The Funds You Need. Call 954-689-2225

At any time in a healthcare practice there may be considerable delays getting paid from third party insurance payers. In the meantime however, operations must be managed and payments have to be made to vendors. This is where a revolving line of credit can keep the business operating efficiently. Perhaps, you need to install or upgrade equipment or you need to expand or that you need funds to ramp up the marketing of your business. Practice acquisitions and debt consolidation are other needs a medical professional or group practice may have. Tarpon River Business Services has extensive experience in all these areas and has the financing solutions to address these needs. Get The Funds You Need! Call 954-689-2225

Owning a franchise offers many advantages; you have your own business, you get a recognized brand name and experienced people to assist you; you have built in support. There is marketing help, management help and a partner that is also invested in your success. But to get funds for a startup business you need a seasoned financial adviser that will help you Get The Funds You Need.

A startup business is most often funded with an SBA loan. To insure approval for an SBA loan, you need a financial adviser who understands how to match your eligibility with the requirements of each specific bank. New franchises can fund the franchise fee, equipment, working capital and other startup costs. The Franchise Disclosure Document (FDD) will provide details about franchise fees, needed equipment, permits and licenses, and sometimes estimates for real estate build out costs if an outside business location is required. All of this means it can be a complex, almost overwhelming process.

At Tarpon River Business Services, we know how important your dreams are, and we can help you achieve those dreams with a loan process that will result in success. Typically the most appropriate loan for a new startup business franchise is an SBA loan since the Small Business Administration guarantees a large portion of the loan. For the SBA express loan The Small Business Administration has an up to eighty-five percent (85%) guaranty while for larger franchise transactions especially with commercial property it is often only up to a fifty percent (50%) guaranty. There are many nuances in successfully navigating an SBA loan. Tarpon River is well versed in the requirements and can help get your new franchise business off to a great start and new life. Call Tarpon River Business Services today to discuss how to achieve your dream of owning your own business! Get The Funds You Need! Call 954-689-2225

If your existing business needs cash quickly, and a term loan is not available a Merchant Cash Advance may be appropriate. A merchant cash advance can help when you don’t have a long credit history, or when money is needed during a tough time. All that is required is 3 to 6 months of bank statements and confirmation from your landlord of your lease. The money is quickly available to use for various business related matters, and repayment is through a short term loan, usually a term of 3 to 12 months but sometimes as long as 18 to 24 months. We also offer Merchant Cash Advance Consolidation Loans that can convert those loans to a longer term and a lower payment. Call Tarpon River Business Services to help get you approved for funds very quickly.

Get The Funds You Need!  Call 954-689-2225